Tag: buying property in australia
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What first home buyers really need to know about the CGT and negative gearing changes
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PennyIf you’ve opened a news app, scrolled Instagram, or dared to look at property TikTok this week, you’d be forgiven for thinking the Australian property market is about to collapse. According to some very wealthy, very high-profile property investors, the Federal Government’s proposed changes to negative gearing and Capital Gains Tax (CGT) are the end of the ‘good ole days’ for property investing in Australia.…
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Is the Australian property market speeding up or slowing down? Both can be true.
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PennyIf you’ve been following the Australian property market lately, you’re probably feeling the whiplash. One day it’s “first home buyer schemes are pushing up house prices.” The next it’s “the property market is softening.” Then it’s “Australia is heading for a downturn,” followed by reports that prices are already falling in some suburbs. On top…
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Buying a home as a single woman & dating
Let’s talk about something that doesn’t come up enough. Not the interest rates or the deposit gap, though yes, we’ll get to all of that. This is about what happens when your property goals and your love life end up in the same conversation. Because if you’re a woman between 25 and 50 trying to…
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The hidden cost of sitting on cash: what women saving for a home need to know
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PennyMany of us grew up hearing the same message about money. Save what you earn. Be careful. Avoid risk. For women especially, saving was often the only financial lesson we were taught. Saving feels safe. Your balance grows. You can see it. You can touch it. It is there when you need it. But if…
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Why owning your own home matters more than ever
Searches for “financial independence for women Australia”, “how to buy a first home alone”, and “how to leave a controlling relationship financially” have been rising steadily. And it is not hard to understand why. Recent cultural conversations, including Louis Theroux’s documentary Inside the Manosphere, have brought renewed attention to online spaces where misogynistic ideas about…
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Buying your first home after 40 in Australia: Why more women are entering the property market later
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JemiBuying your first home used to feel like something most Australians would achieve in their twenties or early thirties. Today, that is no longer the reality for many people. At Penny, we’re speaking with more women buying their first home after 40, not because they have “failed financially”, but because the path to home ownership…
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Rentvesting
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PennyWhat it is and why more first-time buyers are doing it With interest rates beginning to ease and confidence slowly returning to the property market, many women are taking a fresh look at their homeownership goals. And with the dream of buying in your ideal suburb still out of reach for many, rentvesting is becoming…
