Empowering women with expert home loan guidance
At Penny, we believe that when knowledge is shared, confidence follows. That’s why we’ve partnered with outsource Financial, connecting you with brokers like Helena Wang – experts in their field and aligned with our mission to make home buying more transparent, inclusive, and empowering.
Meet Helena Wang
With over four years of experience in lending and finance, Helena Wang is a Melbourne-based mortgage broker and founder of 5plus2 Finance. Her approach is grounded in empathy, education, and trust – values that align strongly with what we’re building here at Penny.
Whether you’re navigating your first home loan or exploring investment options, Helena brings a calm, clear voice to every step of the journey.
Helena’s journey into finance – and why she’s redefining it
Helena’s start in finance wasn’t without its challenges. In an industry that’s often fast-paced and numbers-driven, she leaned into the power of listening, patience, and clear communication.
“Like many women, I’ve had to demonstrate my knowledge and credibility time and again, but that’s only made me stronger and more confident. Now, I’m passionate about creating a space where women feel genuinely heard, respected, and empowered to take control of their financial future.”
She’s part of a wave of women reshaping the finance space, not by fitting into old systems, but by creating new, more inclusive ones. Now, she’s committed to helping others – especially women – feel seen, heard, and supported.
How Helena supports women through the home buying process
What makes Helena’s style unique? She’s not here to overwhelm or overcomplicate. She’s here to guide. Whether you’re starting from scratch or ready to make your move, Helena works with clients to simplify the home buying process and boost financial confidence along the way.
“My goal is to help women feel ownership, not just over a property, but over their financial future.”
#Sharetheknowledge: Helena’s top home buying tips for first-time buyers
- Get clear on your goals: Do you want a home to live in, an investment, or a stepping stone to something bigger?
- Understand your borrowing power early: Speaking with a broker early – even before you’re “ready” – can give you a clearer picture and realistic plan.
- Build strong saving habits: A solid savings pattern and a good deposit (ideally 10–20%) not only improves your loan options but shows lenders you’re responsible.
- Understand additional costs: Don’t forget stamp duty, legal fees, or LMI – I also recommend setting up an emergency fund alongside your deposit.
- Don’t wait for the “perfect” time: You absolutely can – and should – take control of your financial future on your own terms. Surround yourself with professionals who listen, explain, and advocate for you. The earlier you start, the more empowered you’ll feel.
Why partner with Penny
“(Penny is) a space where women can feel safe asking questions, sharing experiences, and accessing information without feeling judged or overwhelmed… Being involved means I get to contribute to a mission I truly believe in – helping women build confidence around money, property, and their future.”
Working through outsource Financial, Helena joins a growing network of brokers ready to support Penny users at every stage of their property journey.
Thinking about your next move? You can connect with Helena – and other like-minded, expert brokers – directly through the Penny app. No jargon, no judgment – just real support, whenever you’re ready.
Disclaimer: The information in this article is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for your circumstances and seek professional advice from a licensed financial adviser or mortgage broker.