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Election commitments for first-home buyers
What the Major Parties’ First-Home Buyer Policies mean for women – and how falling rates could help With the federal election on May 3, and speculation the Reserve Bank will…
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Multiple jobs, one dream
How poly-employment and unpaid placements are shaping women’s paths to home ownership.
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Thriving, not just surviving
When stability feels out of reach When rents and groceries keep climbing and the dream of owning a home feels further out of reach, how do you maintain a sense…
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Is owning a home for you? Perhaps it’s time to rethink what’s possible
Owning a home is a dream for many Australians, but let’s be real—it can feel impossible. Between rising property prices, confusing mortgage terms, and uncertainty about where to start, it’s…
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Take control of your home buying journey with Penny
Buying a home is exciting—but let’s be real, it can also feel overwhelming. How much can you borrow? What will it actually cost? Can you afford it on your own,…
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Turning challenges into change: Why I started Penny
I’m often asked, “Why Penny?” The truth is; there’s isn’t a single answer. It’s a combination of personal experience and countless conversations revealing a frustrating reality: too many women lack…
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Making International Women’s Day a day of action!
Why more women are struggling to celebrate International Women’s Day. International Women’s Day (IWD) has long been a time for celebration—a day to recognise the progress made toward gender equality.…
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Big Changes in HECS-HELP and Interest Rates
What It Means for Women Buying Their First Home It’s been a big few weeks for aspiring homeowners in Australia. First, the government and major banks announced a review into…
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Is Valentine’s Day Cancelled?
What the ‘Relationship Recession’ Means for Women’s Financial Independence Valentine’s Day is here—but in 2025, fewer people are celebrating with a partner. We’re in what some are calling a “relationship…
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The Reality of Saving for a Home as a Young Woman
For many young women, the idea of buying a home feels more out of reach than ever. We were raised to believe that if we worked hard, saved consistently, and…
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Successful home ownership
Turning financial stress into home ownership success At Penny, we know the journey to owning a home can feel overwhelming. Whether you’re just starting to save, navigating the market with…
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Empower Your Financial Future
Financial literacy isn’t a joke—it’s the foundation of security, independence, and achieving dreams like owning a home.
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December 2024 News
Read the latest newsletter, which provides a summary of milestones, challenges, and achievements that defined Penny’s journey.
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Building financial independence, one woman at a time
Ready to take charge and OWN your money? Our mission is to empower you on your journey to financial independence.
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How to handle Buy Now – Pay Later, like a pro
How to manage the tempting Buy Now, Pay Later (BNPL) ads that pop up while shopping online.
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