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First Home Buyer’s Guide to Increasing Borrowing Capacity
You ask your bank how much you can borrow. The number comes back smaller than you expected. This happens to a lot of first home buyers, and it is rarely…
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Why banks are competing for first home buyers right now
And to make the most of it If you’ve been putting off calling your bank or mortgage broker, now might be the time. Fewer people are applying for home loans…
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Help to Buy eligibility, explained
If you’ve ever looked at house prices and thought, “I’ll never save a 20% deposit,” you’re not alone. For many Australians, especially women and lower-income earners, saving a deposit is the biggest obstacle standing between…
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Can I still use super to buy a home in Australia?
Trying to save a house deposit in Australia right now is hard enough without also having to untangle superannuation rules. So let’s clear something up straight away, because it trips a lot of people up. …
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How much deposit do I need to buy a house right now?
Buying your first home right now feels… confusing. Prices are high. The rules keep changing. And depending on who you ask, it’s either the worst time to buy, or the…
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How to stay financially strong and keep your home buying goals on track when the economy feels uncertain
If you’ve been following the news lately, you’ve probably seen a lot of headlines that aren’t exactly easy reading. Interest rates rising again. Global instability. Economists flagging the possibility of…
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How to survive Black Friday, Christmas and the summer sales when you’re saving for your first home
We’re heading into the most tempting shopping season of the year. It kicks off with Black Friday, followed by Cyber Monday, Christmas, Boxing Day, New Year deals and the end-of-season…
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It’s not about free food. It’s about financial security
A survey making headlines recently claimed that nearly 1 in 3 Gen Z singles have gone on a date just for the free meal. At first glance, it’s an easy…
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Why buying your first home feels so overwhelming (and it’s not because you’re bad with money)
Ever feel like you’ve lived a whole day before 9am? You’ve chosen your outfit, packed lunches, checked your bank balance, replied to texts, skimmed the news, and debated whether to…
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