Category: Saving
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How to survive Black Friday, Christmas and the summer sales when you’re saving for your first home
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We’re heading into the most tempting shopping season of the year. It kicks off with Black Friday, followed by Cyber Monday, Christmas, Boxing Day, New Year deals and the end-of-season sales. It is one continuous sale fuelled by countdown timers, limited-time offers and serious FOMO. If you’re saving for a home deposit, this time of…
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Taking a financial gap year
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A strategic pause for long-term gain In a culture that glorifies speed and hustle, slowing down can feel radical or even counterintuitive. But for many Australians, a “financial gap “year isn’t about quitting or escaping. It’s about creating breathing space, cutting costs, and resetting for a stronger future. By temporarily relocating to a more affordable area,…
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Take control of your home buying journey with Penny
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Buying a home is exciting—but let’s be real, it can also feel overwhelming. How much can you borrow? What will it actually cost? Can you afford it on your own, or should you buy with someone else? Too many women feel stuck, unsure where to start or who to trust. That’s where Penny comes in. …
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The Reality of Saving for a Home as a Young Woman
For many young women, the idea of buying a home feels more out of reach than ever. We were raised to believe that if we worked hard, saved consistently, and made smart financial choices, we’d eventually be able to buy a home. But in today’s economic climate, that promise feels increasingly unrealistic. The reality is…