Category: first home buyer savings tips 2026
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First Home Buyer’s Guide to Increasing Borrowing Capacity
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You ask your bank how much you can borrow. The number comes back smaller than you expected. This happens to a lot of first home buyers, and it is rarely about how much you earn. It is about how lenders read your everyday spending, your existing debts and your savings habits. Borrowing capacity is the maximum amount a lender…
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Planning to buy your first home next financial year?
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first home buyer, First Home Buyer Checklist Australia, first home buyer end of financial year , first home buyer savings tips 2026, first home buyer schemes, First Home Super Saver Scheme, Grants and subsidies, Home buying, How to buy your first home, how to prepare to buy a home Australia, mortgage broker Australia, what taxes you need to pay when buying a homeHere’s what you need to be doing now. The new financial year is around the corner. And if you’re planning to buy your first home in the next 12 months, the window between now and 1 July may be one of the most important periods in your entire home buying journey. Not because there’s a deadline you’ll miss if you don’t act. But, because the decisions you make now around your…
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How to survive Black Friday, Christmas and the summer sales when you’re saving for your first home
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We’re heading into the most tempting shopping season of the year. It kicks off with Black Friday, followed by Cyber Monday, Christmas, Boxing Day, New Year deals and the end-of-season sales. It is one continuous sale fuelled by countdown timers, limited-time offers and serious FOMO. If you’re saving for a home deposit, this time of…