Category: co-ownership
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The different ways first home buyers can buy a home in Australia
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Penny5% deposit scheme, co-ownership, co-ownership, financial tips first home buyer Australia 2026, first home buyer, First Home Buyer Guarantee, first home buyer schemes, First Home Guarantee, First Home Super Saver Scheme, Help to Buy, help to buy, Home buying strategies, Investing, Penny first home buyer support, Rentvesting, shared equity scheme Australia, Uncategorized, using superannuation to buy a house Australia, ways to buy a home AustraliaMany first home buyers assume there is only one path into the property market. Save a large deposit, apply for a standard home loan, and hope your income stretches far enough. That is one way to buy a home, but it is not the only one. Depending on your income, your savings, your family situation…
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Case study: I have $500,000 in savings. Should I buy a home now or wait?
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PennyThere’s a particular kind of comfort that comes from seeing money in the bank. Not “new-car” comfort. Not “holiday” comfort. The deeper kind: I can breathe. I can handle it if something goes wrong. My kids will be okay. For single mum Jackie*, that feeling matters. Jackie lives in New South Wales. She has two…
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Buying property with a friend, partner or relative: how more Australian women are getting on the ladder together
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PennyGoing it alone in the Australian property market right now is genuinely hard. We know it, you know it, the data knows it. So it’s not surprising that more women are looking at each other and thinking, what if we just did this together. Co-buying, which is purchasing a property with a friend, partner, sibling,…
