Category: single buyers
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How to Get Pre-Approved for a Home Loan
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buying a home alone, conditional approval home loan, Do I need pre-approval?, first home buyer pre-approval, how long does pre-approval last, how to get pre-approved for a home loan, how to prepare to buy a home Australia, pre-approval, single buyers, single income home loan Australia, what is pre-approval?You may have heard that one of the most important things you need to get before you start seriously looking at properties is pre-approval. It is when you apply to a lender to find out how much you could be approved to borrow for a home loan. The lender looks at your finances and agrees,…
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Case study: I have $500,000 in savings. Should I buy a home now or wait?
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There’s a particular kind of comfort that comes from seeing money in the bank. Not “new-car” comfort. Not “holiday” comfort. The deeper kind: I can breathe. I can handle it if something goes wrong. My kids will be okay. For single mum Jackie*, that feeling matters. Jackie lives in New South Wales. She has two…
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Buying your first home after 40 in Australia: Why more women are entering the property market later
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Buying your first home used to feel like something most Australians would achieve in their twenties or early thirties. Today, that is no longer the reality for many people. At Penny, we’re speaking with more women buying their first home after 40, not because they have “failed financially”, but because the path to home ownership…