Category: renting vs owning
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What first home buyers really need to know about the CGT and negative gearing changes
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PennyIf you’ve opened a news app, scrolled Instagram, or dared to look at property TikTok this week, you’d be forgiven for thinking the Australian property market is about to collapse. According to some very wealthy, very high-profile property investors, the Federal Government’s proposed changes to negative gearing and Capital Gains Tax (CGT) are the end of the ‘good ole days’ for property investing in Australia.…
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Buying a home as a single woman & dating
Let’s talk about something that doesn’t come up enough. Not the interest rates or the deposit gap, though yes, we’ll get to all of that. This is about what happens when your property goals and your love life end up in the same conversation. Because if you’re a woman between 25 and 50 trying to…
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Case study: I have $500,000 in savings. Should I buy a home now or wait?
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PennyThere’s a particular kind of comfort that comes from seeing money in the bank. Not “new-car” comfort. Not “holiday” comfort. The deeper kind: I can breathe. I can handle it if something goes wrong. My kids will be okay. For single mum Jackie*, that feeling matters. Jackie lives in New South Wales. She has two…
