Category: financial tips first home buyer Australia 2026
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First Home Buyer’s Guide to Increasing Borrowing Capacity
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You ask your bank how much you can borrow. The number comes back smaller than you expected. This happens to a lot of first home buyers, and it is rarely about how much you earn. It is about how lenders read your everyday spending, your existing debts and your savings habits. Borrowing capacity is the maximum amount a lender…
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Can I still use super to buy a home in Australia?
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5% deposit scheme, can I use my super to buy a home, FHSSS eligibility, financial tips first home buyer Australia 2026, First Home Buyer Guarantee, first home buyer schemes, First Home Super Saver Scheme, Grants and subsidies, Help to Buy, self managed super fund property rules, using superannuation to buy a house AustraliaTrying to save a house deposit in Australia right now is hard enough without also having to untangle superannuation rules. So let’s clear something up straight away, because it trips a lot of people up. There are two very different things that fall under the banner of “using your super to buy a home.” One is a genuine, government-backed way for everyday…
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How to stay financially strong and keep your home buying goals on track when the economy feels uncertain
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If you’ve been following the news lately, you’ve probably seen a lot of headlines that aren’t exactly easy reading. Interest rates rising again. Global instability. Economists flagging the possibility of a recession. It’s a lot to take in, especially when you’re working hard toward a goal as significant as buying your first home. The RBA…